In comparison to some countries, the UK appears to be an expensive place to live. However, with sensible planning and budgeting, you should find it affordable to live and study here. Until you get used to the cost of living here in the UK, you will need to plan and keep to a budget.
To help you plan for your time in the UK and budget accordingly, the British Council provide an example breakdown of living costs, although these may be more expensive if you live in London, as rents can be higher than the national average.
We have put together an example budget below. This shows the minimum funds that you would need for one academic year. Don’t forget that your own budget should reflect your own priorities.
You may need to visit a bank in person to open a UK bank account – although some banks will allow you to make the application online. To open a bank accountyou may need a letter from the University. This can be only be requested after you have arrived in the UK and completed your registration.
For information on opening an account with online-only banks such as Monzo, Starling and Revolut, visit their websites.
Registering with the UK Health Service
If your student visa lasts for more than six months, you are entitled to use the National Health Service (NHS) for free.
We highly recommend that students register with a doctor – also known as a General Practitioner (GP) – as soon as they arrive in the UK.
You can register at a doctor’s surgery close to where you are living.
If you are coming to ARU London for less than six months, from a country that does not have a reciprocal health agreement, you should organise private medical insurance before you travel.
Driving in the UK
If you plan to drive a car or motorbike in the UK you need to make sure that you meet all the legal requirements. You must:
- Have a driving licence, valid for use in the UK. Most international licences are only valid for 12 months and then you must take a UK driving test.
- Be the minimum age to drive a vehicle, which is 17 for cars and between 17-21 for different types of motorcycle.
- Have valid car insurance.
- Have paid an annual road tax.
- Have a valid MOT certificate for your car (motor vehicles must pass a MOT test every year).
- Wear a seatbelt/helmet.
- Drive on the left-hand side.
- Keep to the speed limits as displayed on the road signage.
- Not drive under the influence of alcohol or drugs.
Driving offences can result in a period of disqualification of at least 12 months, an endorsement on your licence, and a punishment ranging from a fine to a period of imprisonment in more serious cases. This can have visa implications for any future visa applications.
Find out more about driving in the UK.
Living in London
London is the largest metropolis in the United Kingdom and serves as the country's economic, transportation, and cultural centre. With its vibrant and diverse array of cultures, architecture, and activities, London is an excellent city for students. However, finding accommodation in this bustling city can be challenging. There are several types of accommodation, regulations to be aware of, and potential scams to avoid. To prevent any negative experiences, this guide provides general knowledge on how to find accommodation in London and enjoy your student life to the fullest.
If you have any worries, problems, or queries, Student Services are available to help. Please do not hesitate to ask. You can contact the team at icentre@london.aru.ac.uk
For more details, please download the Accommodation Guide 2024/25.